Lowell, Massachusetts gets pretty cold in the winter time.
I have prepared properly though.
I have made sure to outfit my entire house with radiant flooring. It made sense. When I moved to Lowell I bought a new house with outdated flooring. They had hideous beige rugs in there that just had to go. I wanted to have all tile floors that were easy to clean up when my cat vomited or had an accident. I also like the look of tile a lot better. Did you know tile is a better conductor of heat than rug? Makes sense it would get warmer faster. Also redoing your flooring is the only con with radiant flooring. Since I was doing it anyway, it was like fate was telling me I was meant to have heated floors in Massachusetts. So I called an MA heating business to take care of the job. I did all the carpet removal and got it down to the bare studs. I then added cement board and had the heating business take over. They added electric heated mats over the cement board that I then sealed in with my new tile. I worried I would need to add a bunch of throw rugs to make my house feel cozier in the winter. With radiant heating it works so well that it is totally unnecessary. It actually heats anything that touches it. So it is like having a heated couch, chair, and bed with this system. I also enjoy no hot and cold spots or other cons of forced air.
Worked out to install heated flooring when I moved to Lowell